Manzil: Driven by Halal Principles and Smart Investments
The Manzil team is made up of seasoned market professionals from all facets of life. Our main doctrine at Manzil centres around putting God first, before people, and people before profit.
Manzil: Driven by Halal Principles and Smart Investments
The Manzil team is made up of seasoned market professionals from all facets of life. Our main doctrine at Manzil centres around putting God first, before people, and people before profit.
Manzil: Driven by Halal Principles and Smart Investments
The Manzil team is made up of seasoned market professionals from all facets of life. Our main doctrine at Manzil centres around putting God first, before people, and people before profit.
Our why
Our why
Manzil is on a mission to provide the Muslim community and even non-Muslims with the opportunity to break the shackles of Riba/Usury and completely eradicate it from their lives.
Manzil is on a mission to provide the Muslim community and even non-Muslims with the opportunity to break the shackles of Riba/Usury and completely eradicate it from their lives.
Our commitments
Our commitments
To ensure that the Divine standards and rulings regarding financial matters take precedence over all other standards
To support, through the power of Islamic finance, the building of local economies and to raise the standard of living for all those within it
To enable participatory financing and discourage predatory financing
To eradicate Riba/Usury from North America and the rest of the world
How we craft Halal solutions
01
We Start
We start with you in mind and ask: Will this product simplify your life and help you balance your financial pursuits with your spiritual and ethical beliefs?
02
We Pray
We pray two Rak’as Salah t-ul Istikharah
03
We Formulate
We formulate the product concept and consult our Shariah Supervisory Board to ensure that the envisaged product structure is acceptable from the Shariah point of view.
01
We Start
We start with you in mind and ask: Will this product simplify your life and help you balance your financial pursuits with your spiritual and ethical beliefs?
02
We Pray
We pray two Rak’as Salah t-ul Istikharah
03
We Formulate
We formulate the product concept and consult our Shariah Supervisory Board to ensure that the envisaged product structure is acceptable from the Shariah point of view.
01
We Start
We start with you in mind and ask: Will this product simplify your life and help you balance your financial pursuits with your spiritual and ethical beliefs?
02
We Pray
We pray two Rak’as Salah t-ul Istikharah
03
We Formulate
We formulate the product concept and consult our Shariah Supervisory Board to ensure that the envisaged product structure is acceptable from the Shariah point of view.
04
We Develop
We develop the product’s legal agreements and procedures documents ensuring that all Shariah boundaries specified by our scholars (including AAOIFI standards) are put in place
05
We Submit
We submit the product documents to our Shariah Supervisory Board for compliance-review and obtain a Fatwa for the same
06
We Say
We say Bismillah, put our trust in Allah and launch.
04
We Develop
We develop the product’s legal agreements and procedures documents ensuring that all Shariah boundaries specified by our scholars (including AAOIFI standards) are put in place
05
We Submit
We submit the product documents to our Shariah Supervisory Board for compliance-review and obtain a Fatwa for the same
06
We Say
We say Bismillah, put our trust in Allah and launch.
04
We Develop
We develop the product’s legal agreements and procedures documents ensuring that all Shariah boundaries specified by our scholars (including AAOIFI standards) are put in place
05
We Submit
We submit the product documents to our Shariah Supervisory Board for compliance-review and obtain a Fatwa for the same
06
We Say
We say Bismillah, put our trust in Allah and launch.
Our pillars of conduct
Our pillars of conduct
We put the commands of God and the Sunnah of His messenger above all else including our own monetary gains. We understand that this world is a world of rights, and there are two types of them: There are God’s rights upon us and there are people’s rights upon us. To help us fulfill those rights we meticulously and carefully selected the following values to live by.
We put the commands of God and the Sunnah of His messenger above all else including our own monetary gains. We understand that this world is a world of rights, and there are two types of them: There are God’s rights upon us and there are people’s rights upon us. To help us fulfill those rights we meticulously and carefully selected the following values to live by.
How we craft Halal solutions
Taqwa
God-consciousness. Putting God’s commands above everything else
Sidq
Truthfulness or the conformity of our outer conduct with our inward state or intention
Amanah
The moral responsibility of fulfilling our obligations to God and fulfilling our obligations to people
Itqaan
To do things in a way that obtains the most perfect results
Ihsaan
Excellence in character and conduct
External Shariah Auditors
External Shariah Auditors
Islamic Finance Advisory & Assurance Services (IFAAS) Team
Islamic Finance Advisory & Assurance Services (IFAAS) Team
The Late Mufti Ebrahim Desai
The Late Mufti Ebrahim Desai
Ebrahim Desai, Allah have mercy on his soul, is a South African Mufti of Indian origin. He was an Islamic Scholar and the Grand Mufti of South Africa. He was trained in a Hanafi Deobandi legal school. He ran the fatwa website Ask Imam, an online Islamic questions and answers database of Darul Iftaa Mahmudiyyah. Prior to that, he used to head the Dar al-Ifta of Madrasah In’aamiyyah. Furthermore, he was the senior lecturer of Hadith at Darul Uloom Nu’maniyyah in Chatsworth, KwaZulu-Natal and Madrasah Hameediyyah in Durban before passing away in July 2021. He was ranked among The 500 Most Influential Muslims compiled by the Royal Islamic Strategic Studies Centre.
Ebrahim Desai, Allah have mercy on his soul, is a South African Mufti of Indian origin. He was an Islamic Scholar and the Grand Mufti of South Africa. He was trained in a Hanafi Deobandi legal school. He ran the fatwa website Ask Imam, an online Islamic questions and answers database of Darul Iftaa Mahmudiyyah. Prior to that, he used to head the Dar al-Ifta of Madrasah In’aamiyyah. Furthermore, he was the senior lecturer of Hadith at Darul Uloom Nu’maniyyah in Chatsworth, KwaZulu-Natal and Madrasah Hameediyyah in Durban before passing away in July 2021. He was ranked among The 500 Most Influential Muslims compiled by the Royal Islamic Strategic Studies Centre.
Stay in the know about Manzil US
Legal
Aghaz Investment Advisors, LLC ("Aghaz") is a subsidiary of Manzil Inc. ("Manzil").
Aghaz Investment Advisors, LLC (“Aghaz”) is a registered investment adviser located in Seattle, WA. Aghaz may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.
Aghaz' website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Aghaz' website on the Internet should not be construed by any consumer and/or prospective client as Aghaz' solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.
Any subsequent, direct communication by Aghaz with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Aghaz, please contact the state securities regulators for those states in which Aghaz maintains a registration filing. A copy of Aghaz' current written disclosure statement discussing Aghaz' business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Aghaz upon written request.
Aghaz does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Aghaz' website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed.
This website and information are not intended to provide investment, tax, or legal advice.
Google Play and the Google Play logo are trademarks of Google LLC.
Stay in the know about Manzil US
Legal
Aghaz Investment Advisors, LLC ("Aghaz") is a subsidiary of Manzil Inc. ("Manzil").
Aghaz Investment Advisors, LLC (“Aghaz”) is a registered investment adviser located in Seattle, WA. Aghaz may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.
Aghaz' website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Aghaz' website on the Internet should not be construed by any consumer and/or prospective client as Aghaz' solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.
Any subsequent, direct communication by Aghaz with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Aghaz, please contact the state securities regulators for those states in which Aghaz maintains a registration filing. A copy of Aghaz' current written disclosure statement discussing Aghaz' business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Aghaz upon written request.
Aghaz does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Aghaz' website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed.
This website and information are not intended to provide investment, tax, or legal advice.
Google Play and the Google Play logo are trademarks of Google LLC.
Stay in the know about Manzil US
Legal
Aghaz Investment Advisors, LLC ("Aghaz") is a subsidiary of Manzil Inc. ("Manzil").
Aghaz Investment Advisors, LLC (“Aghaz”) is a registered investment adviser located in Seattle, WA. Aghaz may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.
Aghaz' website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Aghaz' website on the Internet should not be construed by any consumer and/or prospective client as Aghaz' solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.
Any subsequent, direct communication by Aghaz with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Aghaz, please contact the state securities regulators for those states in which Aghaz maintains a registration filing. A copy of Aghaz' current written disclosure statement discussing Aghaz' business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Aghaz upon written request.
Aghaz does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Aghaz' website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed.
This website and information are not intended to provide investment, tax, or legal advice.
Google Play and the Google Play logo are trademarks of Google LLC.