Learn More About Islamic Finance in North America and the AAOIFI

Manzil is a pioneer of Islamic finance in North America, and the first Canadian member of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI).

Learn More About Islamic Finance in North America and the AAOIFI

Manzil is a pioneer of Islamic finance in North America, and the first Canadian member of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI).

Learn More About Islamic Finance in North America and the AAOIFI

Manzil is a pioneer of Islamic finance in North America, and the first Canadian member of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI).

What is AAOIFI?

What is AAOIFI?

AAOIFI, based out of Bahrain and regulated by the Central Bank of Bahrain, is the Accounting and Auditing Organization for Islamic Financial Institutions.

AAOIFI, based out of Bahrain and regulated by the Central Bank of Bahrain, is the Accounting and Auditing Organization for Islamic Financial Institutions.

AAOIFI Requires 3 Layers of Shariah Governance

AAOIFI Requires 3 Layers of Shariah Governance

Being a member of AAOIFI is a testament to Manzil's commitment to providing ethical and transparent financial solutions to our clients. It also reflects our dedication to upholding the highest standards of governance, accountability, and professionalism in all our operations.

01

An Independent External Shariah Audit

02

An Active Shariah Advisory Board

03

Compliance Function

Why AAOIFI Matters

Why AAOIFI Matters

AAOIFI includes scholarly opinions from several Muslim schools of thought and is generally considered to be the gold standard for Islamic finance rules. Eighteen countries have adopted AAOIFI standards for their Islamic finance industries, and the Islamic finance authorities in another six countries issued guidelines for Shariah compliance derived from AAOIFI standards. Many banks, investment firms, capital market institutions, auditing firms, and training institutions also follow AAOIFI standards.

AAOIFI includes scholarly opinions from several Muslim schools of thought and is generally considered to be the gold standard for Islamic finance rules. Eighteen countries have adopted AAOIFI standards for their Islamic finance industries, and the Islamic finance authorities in another six countries issued guidelines for Shariah compliance derived from AAOIFI standards. Many banks, investment firms, capital market institutions, auditing firms, and training institutions also follow AAOIFI standards.

Have questions about our AAOIFI compliance?

Your life’s dreams and goals aligned with your beliefs and values

Associate member

Aghaz Investment Advisors, LLC ("Aghaz") is a subsidiary of Manzil Inc. ("Manzil").


Aghaz Investment Advisors, LLC (“Aghaz”) is a registered investment adviser located in Seattle, WA. Aghaz may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.

Aghaz' website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Aghaz' website on the Internet should not be construed by any consumer and/or prospective client as Aghaz' solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.

Any subsequent, direct communication by Aghaz with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Aghaz, please contact the state securities regulators for those states in which Aghaz maintains a registration filing. A copy of Aghaz' current written disclosure statement discussing Aghaz' business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Aghaz upon written request.

Aghaz does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Aghaz' website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed.

This website and information are not intended to provide investment, tax, or legal advice.

Google Play and the Google Play logo are trademarks of Google LLC.

Your life’s dreams and goals aligned with your beliefs and values

Associate member

Aghaz Investment Advisors, LLC ("Aghaz") is a subsidiary of Manzil Inc. ("Manzil").


Aghaz Investment Advisors, LLC (“Aghaz”) is a registered investment adviser located in Seattle, WA. Aghaz may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.

Aghaz' website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Aghaz' website on the Internet should not be construed by any consumer and/or prospective client as Aghaz' solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.

Any subsequent, direct communication by Aghaz with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Aghaz, please contact the state securities regulators for those states in which Aghaz maintains a registration filing. A copy of Aghaz' current written disclosure statement discussing Aghaz' business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Aghaz upon written request.

Aghaz does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Aghaz' website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed.

This website and information are not intended to provide investment, tax, or legal advice.

Google Play and the Google Play logo are trademarks of Google LLC.

Your life’s dreams and goals aligned with your beliefs and values

Associate member

Aghaz Investment Advisors, LLC ("Aghaz") is a subsidiary of Manzil Inc. ("Manzil").


Aghaz Investment Advisors, LLC (“Aghaz”) is a registered investment adviser located in Seattle, WA. Aghaz may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.

Aghaz' website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Aghaz' website on the Internet should not be construed by any consumer and/or prospective client as Aghaz' solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.

Any subsequent, direct communication by Aghaz with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Aghaz, please contact the state securities regulators for those states in which Aghaz maintains a registration filing. A copy of Aghaz' current written disclosure statement discussing Aghaz' business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Aghaz upon written request.

Aghaz does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Aghaz' website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed.

This website and information are not intended to provide investment, tax, or legal advice.

Google Play and the Google Play logo are trademarks of Google LLC.